United Quest Card overview
The United Quest℠ Card (see charges and charges) is a superb selection for people who fly United Airways often and might benefit from advantages like free checked luggage on United flights, precedence boarding and an inflight low cost. This card is a strong possibility for individuals who frequent United and might maintain observe of advantages to maximise its worth. Card score*: ⭐⭐⭐⭐
*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
The United Quest Card is the right “in-between” card for frequent United vacationers, charging a $350 annual payment. It affords extra perks than the United℠ Explorer Card (see charges and charges) and a decrease annual payment than the premium United Membership℠ Card (see charges and charges).
The really helpful credit score rating for the United Quest Card is at the very least 670. Nonetheless, it might be doable to get accepted with a decrease rating.
Here is what it is advisable know in regards to the United Quest Card to determine if it is the best match for you.
United Quest Card professionals and cons
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United Quest Card welcome supply
New United Quest Card cardholders can earn as much as 100,000 bonus miles:
- Earn 90,000 bonus miles and three,000 PQPs after spending $4,000 on purchases within the first three months from account opening.
- Plus, earn 10,000 bonus miles after including a certified person within the first three months from account opening.
In line with TPG’s April 2026 valuations, United miles are value 1.35 cents every, making the miles on this supply as much as $1,350 (together with the factors from including a certified person).
If you’ll be able to gather the complete worth of this supply by including a certified person, it matches the very best bonus we have seen within the card’s historical past. So, now is a superb time to use.
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Notice that this supply will not be out there to present or earlier cardmembers who acquired a brand new bonus inside the previous 24 months. Chase’s 5/24 rule additionally applies.
Associated: The last word information to incomes elite standing with United playing cards
United Quest Card advantages
The United Quest Card has some helpful perks for normal United flyers who do not essentially need or want the United Membership entry that comes with the top-tier United Membership Card.
Listed below are a few of its high perks.
TravelBank money
With this card, you may earn $200 in TravelBank money every account anniversary 12 months.
This credit score wipes out greater than half of the cardboard’s $350 annual payment.
Low cost on award redemptions
You may obtain one 10,000-mile low cost after your first cardmember anniversary. TPG values the ten,000-mile credit score at $135.
You too can earn a second 10,000-mile credit score after spending $20,000 on the cardboard in a calendar 12 months.
On high of these perks, United Quest cardholders take pleasure in these United-related advantages:
- Free checked luggage: First and second luggage for the cardholder and a companion on the identical reservation*
- Inflight low cost: 25% again on United inflight purchases
- PQP increase: A 1,000-PQP increase is utilized annually. (This may seem in your MileagePlus account inside eight weeks of Feb. 1, beginning within the calendar 12 months following your account open date.)
- PQP earnings: Earn as much as 18,000 PQPs per calendar 12 months (1 PQP for each $20 you spend on purchases)
- Precedence boarding
Cardholders additionally obtain these advantages exterior of United:
- Lodge credit score: As much as a $150 annual assertion credit score on pay as you go reservations made by way of Famend Inns and Resorts for United® Cardmembers every account anniversary 12 months
- Instacart credit score: One $10 and one $5 month-to-month Instacart credit score, plus a three-month complimentary Instacart+ membership (ends Dec. 31, 2027)
- JSX credit score: As much as $150 in annual assertion credit on JSX flight purchases made every account anniversary 12 months
- Rental automotive credit score: As much as $40 every for the primary two Avis or Finances automotive leases booked by way of United Vehicles every account anniversary 12 months
- Journey-hailing credit score: As much as $8 in month-to-month assertion credit for ride-hailing providers, plus a bonus of $4 (for a complete of $12) in December (yearly opt-in required)
- TSA PreCheck/World Entry credit score: As much as $120 each 4 years
- Journey and buy protections
*You need to use your Quest Card to pay to your ticket to verify your luggage without spending a dime — together with the taxes and charges you pay once you ebook award tickets with miles.
Additionally, when you spend $40,000 on the cardboard in a calendar 12 months, you may obtain two international Economic system Plus seat upgrades.
This can be a lengthy record of credit overlaying all the things from grocery supply to rental automobiles and lodge reservations, but it surely additionally helps outweigh the United Quest Card’s increased annual payment.
A few of these perks might be simpler to make use of than others. For example, when you do not frequent Avis or Finances for automotive leases or see your self reserving with JSX, these advantages might be more durable to maximise. Others, similar to Instacart credit and the lodge profit, might be extra priceless to cardholders.
Typically, when you fly United recurrently, you may recognize the credit and free checked luggage this card affords. And when you’re chasing United standing, the additional PQPs this card earns will fast-track your progress.
Associated: Airline baggage charges: How a lot it prices to verify a bag on main US airways
Incomes miles on the United Quest Card
Along with United purchases, the United Quest Card earns bonus miles in a number of classes. With this card, you may earn:
- 10 complete miles per greenback spent on eligible United flights (incomes price on United airfare could improve, relying in your elite standing tier; learn extra about this incomes system right here)
- 5 miles per greenback spent on lodge stays booked by way of Famend Inns and Resorts for United® Cardmembers
- 4 miles per greenback spent on all different eligible United purchases
- 2 miles per greenback spent on different journey purchases, eating and choose streaming purchases
- 1 mile per greenback spent on all different purchases
The United Quest Card earns bonus miles on basic journey and eating purchases, in addition to on United spending. Nonetheless, you may discover related or higher earnings for these classes on different journey playing cards.
Associated: The perfect bank cards to make use of for United flights
Redeeming miles on the United Quest Card
You should utilize your United MileagePlus miles to ebook flights on United or its companions similar to Air Canada, Lufthansa and Singapore Airways. Amongst your choices are reserving home routes on United for as few as 5,000 miles and utilizing a bigger chunk of miles to fly enterprise class to Asia on All Nippon Airways.
You too can redeem your miles for non-flight gadgets, together with United Membership memberships, inflight Wi-Fi purchases, TSA PreCheck, automotive leases and lodge stays.
Moreover, you’ll be able to switch your miles to Marriott Bonvoy, however you may get a decrease worth out of your miles with any of those choices than you’d when you used them to ebook flights.
Andrea Rotondo, TPG’s director of content material operations, just lately redeemed 6,000 United miles for a one-way financial system flight between Frankfurt and Vienna.
Low-cost mile redemptions aren’t simply restricted to home flights; you may as well safe implausible offers on worldwide journeys.
Journey author Rachel Craft redeemed 88,000 United miles for a one-way business-class ticket to Antananarivo, Madagascar, from Denver on Ethiopian Airways. That flight would have price her round $9,000 if she had paid in money.
Associated: How you can redeem miles with the United MileagePlus program
Which playing cards compete with the United Quest Card?
If you need extra United perks or cannot justify the annual payment on the United Quest Card, one in every of these playing cards could also be a greater match:
- If you need United Membership entry: The United Membership Card affords much more United advantages. It has the next annual payment of $695, however the United Membership membership is value $750, so this one perk justifies the cardboard’s annual payment. The cardboard additionally comes with increased incomes charges on United purchases. To be taught extra, learn our full evaluation of the United Membership Card.
- If you need extra versatile rewards: The Chase Sapphire Most popular® Card (see charges and charges) has related bonus classes and means that you can switch your Chase Final Rewards factors to United or any of Chase’s different switch companions. Plus, it comes with a decrease annual payment of $95. To be taught extra, learn our full evaluation of the Chase Sapphire Most popular.
- If you need United advantages for a decrease annual payment: The United Explorer Card earns bonus miles on United purchases. It features a free checked bag for you and a companion however is inexpensive to carry, coming with a $0 introductory annual payment for the primary 12 months, then $150 afterward. To be taught extra, learn our full evaluation of the United Explorer Card.
For added choices, browse our full lists of finest airline bank cards and finest journey bank cards.
Associated: United Quest vs. United Membership: How premium do you need to go?
Is the United Quest Card value it?
The $350 annual payment might sound steep, however when you maximize the $200 TravelBank money and verify a regular bag on 4 one-way United flights per 12 months, you may come out forward.
Backside line
The United Quest Card affords a number of advantages for United vacationers and a number of journey perks to make use of annually. In the event you’re a frequent United flyer keen to maximise this suite of advantages, this card might be an amazing selection for you.
That being mentioned, anybody wanting complimentary airport lounge entry or extra versatile rewards would possibly select a special route.
Apply right here: United Quest Card
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