The time is right here: Capital One’s new lounge entry insurance policies for Capital One Enterprise X Rewards Credit score Card and Capital One Enterprise X Enterprise cardholders have formally gone into impact.
Enterprise X and Enterprise X Enterprise cardholders can now not deliver visitors into Capital One Lounges or Landings totally free. As an alternative, every visitor will value $45 ($25 for visitors age 17 and below; kids below 2 years outdated stay free).
Enterprise X licensed customers now not obtain complimentary lounge entry. As an alternative, main cardholders have to pay an additional $125 per account to obtain limitless entry to Capital One and Precedence Cross lounges for as much as 4 licensed customers. Enterprise X Enterprise cardholders can now additionally add as much as 4 licensed customers with Capital One and Precedence Cross lounge entry for $125 every.
For Precedence Cross, Enterprise X cardholders pays $35 per visitor. Enterprise X Enterprise cardholders can nonetheless deliver two complimentary visitors to Precedence Cross lounges, with extra visitors costing $35 every.
Main cardholders can unlock entry for 2 visitors to Capital One Lounges and one visitor at Capital One Landings in the event that they spend at the very least $75,000 on their card in a calendar 12 months. That unlocks visitor entry for the 12 months you spend $75,000 or extra and the next calendar 12 months.
What was as soon as one of the vital beneficiant airport lounge entry insurance policies in the marketplace for licensed customers and visitors has been tightened. Here is what cardholders have to know.
How have Capital One’s lounge entry guidelines modified?
Beforehand, Enterprise X and Enterprise X Enterprise cardholders might deliver visitors into Capital One Lounges, Capital One Landings and Precedence Cross lounges at no extra value. Enterprise X licensed customers might additionally obtain complimentary Capital One Lounge, Capital One Touchdown and Precedence Cross lounge entry.
That is now not the case, as main cardholders at the moment are the one patrons getting in free. Now, there is a value related to visitors and licensed customers — except you spend $75,000 or extra in your Enterprise X or Enterprise X Enterprise card in a calendar 12 months.
Here’s a breakdown of prices to count on, based mostly in your state of affairs:
Reward your inbox with the TPG Day by day e-newsletter
Be part of over 700,000 readers for breaking information, in-depth guides and unique offers from TPG’s consultants
| Lounge entry | Enterprise X (private) | Enterprise X Enterprise |
|---|---|---|
|
Free entry to Capital One Lounges, Capital One Landings and Precedence Cross lounges |
Free entry to Capital One Lounges, Capital One Landings and Precedence Cross lounges |
|
|
Licensed customers with lounge entry
|
$125 per 12 months |
$125 per 12 months |
|
Capital One Lounge and Touchdown visitors
|
$45 per grownup, per go to
$25 per little one (2 to 17 years outdated), per go to Free for youngsters below 2 years outdated |
$45 per grownup, per go to
$25 per little one (2 to 17 years outdated), per go to Free for youngsters below 2 years outdated |
|
Precedence Cross lounge visitors
|
$35 per visitor per go to |
Two free visitors |
|
Spend at the very least $75,000 on the cardboard in a calendar 12 months
|
Two free visitors per Capital One Lounge go to, one free visitor per Capital One Touchdown go to |
Two free visitors per Capital One Lounge go to, one free visitor per Capital One Touchdown go to |
This is not the primary time Capital One has restricted lounge entry. In January 2025, Capital One Enterprise Rewards Credit score Card and Capital One Spark Miles for Enterprise cardholders misplaced a profit that supplied two complimentary visits to both Capital One Lounges or Plaza Premium lounges.
Associated: Capital One publicizes a brand new airport lounge opening at CLT — what to know
Who’s affected most by Capital One’s lounge entry modifications?
These modifications will most have an effect on group vacationers, {couples} with only one Enterprise X or Enterprise X Enterprise of their wallets, and households with kids 3 years outdated and up.
Nonetheless, licensed customers can obtain complimentary lounge entry after paying $125 per 12 months. This can be a downgrade on the Enterprise X, because it was once a complimentary profit for its licensed customers.
That is really a constructive change for Enterprise X Enterprise cardholders, since they could not add licensed customers with lounge entry earlier than these new insurance policies had been introduced.
Solo vacationers will not be affected as deeply, since these new guidelines limit entry to visitors and licensed customers.
Associated: The advantages of including a relative as a certified person
Backside line
As airport lounge operators proceed to battle overcrowding, Capital One determined to take a step to restrict complimentary entry to visitors and licensed customers on a few of its hottest journey playing cards.
The choice to pay for visitor entry, whether or not on a per-visit foundation or by including a certified person for $125, is there for cardholders who extremely worth Capital One’s airport lounge entry privileges. Excessive-spending cardholders who put at the very least $75,000 on their card in a calendar 12 months will even unlock visitor entry privileges.
Whereas these modifications could create challenges for {couples}, households and group vacationers, solo vacationers will not expertise as a lot of a sting.
To study extra, learn our full evaluations of the Enterprise X and Enterprise X Enterprise.
Study extra: Capital One Enterprise X Rewards Credit score Card
Study extra: Capital One Enterprise X Enterprise
Supply hyperlink
