The Capital One Enterprise Rewards Credit score Card is a good alternative for each freshmen and specialists who need a simple solution to earn miles with minimal effort — all for an inexpensive $95 annual payment.
And now, the Enterprise Rewards is that includes a wonderful, limited-time welcome provide of 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. Plus, upon approval, you may obtain a $250 Capital One Journey credit score to make use of throughout your first yr.
If this provide sounds attractive and also you’re on the fence about making use of, here is what else you’ll want to know to decide.
Capital One Enterprise Rewards welcome provide
New Capital One Enterprise Rewards cardholders can earn 75,000 bonus miles after spending $4,000 on purchases inside the first three months from account opening. Plus, they will obtain a $250 Capital One Journey credit score upon approval to make use of throughout their first yr.
Combining the bonus miles and the journey credit score, this provide is price $1,638 per TPG’s January 2026 valuations.
When it comes to miles alone, that is the common welcome bonus on the cardboard. Nonetheless, this limited-time provide provides further worth within the type of a $250 Capital One Journey credit score.
We have seen welcome provides on this card as excessive as 100,000 miles after assembly the minimal spending necessities (now not obtainable). Despite the fact that that supply has expired, the present provide continues to be elevated — and stable. Over $1,600 in worth from a card with a manageable spending threshold is a win in our guide. And it is essentially the most profitable provide we have seen on this card since Might 2025.
It is doable to squeeze much more from that bonus in the event you redeem Capital One miles for optimum worth, because of their spectacular roster of 15-plus switch companions.
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Incomes Capital One miles
This card earns at the least 2 miles per greenback spent on all purchases. So, by spending $4,000 on it to earn the welcome bonus, you’d earn at the least 83,000 miles within the first few months, together with the welcome bonus.
And because the Enterprise Rewards earns 5 miles per greenback spent on automotive leases, resorts and trip leases booked by Capital One Journey, it is doable to earn much more miles whereas working towards your welcome bonus.
Whereas some journey bank cards might earn barely larger charges on choose classes equivalent to groceries or eating, the draw right here is the simplicity and assure of incomes at the least 2 miles per greenback spent on something you purchase with out the necessity to memorize a number of bonus spending classes.
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What can Capital One Miles get you?
Your whole worth from this welcome bonus will depend on the way you redeem your miles. There are two key choices:
- Redeem for 1 cent apiece towards journey
- Redeem by transferring to Capital One’s 15-plus accomplice airways and resorts (our suggestion)
When changing your miles to lodge factors or airline miles, most companions provide a 1:1 switch ratio, although a few companions have totally different ratios. You may get nice candy spot redemptions by transferring miles to applications like Air Canada Aeroplan and Air France-KLM Flying Blue.
For instance, Nick Ewen, a senior editorial director at TPG, transferred 117,000 Capital One miles to Emirates Skywards to improve himself and two relations to Emirates first-class. This broke all the way down to 39,000 miles per individual, an affordable price for the improve.
In case you do not wish to switch your miles, you’ll be able to redeem them by reserving a visit by Capital One Journey. These redemptions could be very helpful in a world the place chances are you’ll be renting leisure autos, reserving trip house leases or securing a cabin near house extra typically than hopping on a flight to the opposite aspect of the world.
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Different Enterprise Rewards perks
The Capital One Enterprise Rewards would not provide the identical advantages as extra premium journey rewards playing cards, together with its upscale sibling, the Capital One Enterprise X Rewards Credit score Card.
However for its modest $95 annual payment, the Enterprise Rewards supplies some helpful advantages:
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Backside line
With the flexibility to switch miles to journey companions or use miles to cowl the price of journey expenses, the Enterprise Rewards card is a invaluable addition to your pockets.
Plus, the present welcome provide provides an extra Capital One Journey credit score to its haul of miles, making now a wonderful time to get extra worth from a low $95 annual payment.
To study extra, learn our full evaluation of the Capital One Enterprise Rewards card.
Study extra: Capital One Enterprise Rewards Credit score Card
For Capital One merchandise listed on this web page, a few of the advantages could also be supplied by Visa® or Mastercard® and will range by product. See the respective Information to Advantages for particulars, as phrases and exclusions apply.
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