The highest-tier Hilton Honors American Categorical Aspire Card packs an a variety of benefits for frequent Hilton friends, making it a stable alternative in the event you’re out there for a premium cobranded resort card.
Let’s dig deeper into the distinctive advantages of the cardboard and talk about methods for maximizing every, making certain you get full worth from the cardboard in change for the $550 annual price (see charges and charges).
Profitable welcome supply
The Hilton Aspire presently affords new cardmembers to earn 175,000 bonus factors after spending $6,000 on purchases within the first six months of card membership. This supply ends Jan. 14, 2026.
These factors are value $875, based on TPG’s December 2025 valuations. Nonetheless, this factors haul may be value far more in the event you use the factors to ebook luxurious accommodations or costly stays throughout holidays and occasions.
Listed below are 3 ways to maximise Hilton Honors factors:
- Redeem Hilton factors towards stays at luxurious properties to maximise their worth.
- Keep in mind that Hilton factors are extremely helpful in Oman, Egypt, Mexico, Malaysia and a few South American nations.
- Benefit from the fifth-night-free perk (accessible to all standing members) any time you’ll be able to.
Associated: Test your Hilton bookings: Some normal room reward nights now value much less at high-end properties
Hilton Honors Diamond standing
The Hilton Aspire consists of Diamond elite standing, the best tier of Hilton elite standing (till subsequent 12 months, when Hilton provides its new Diamond Reserve tier). This standing provides you a 100% bonus on factors incomes, late checkout and suite upgrades (when accessible) and government lounge entry.
These advantages are nice on paper, however it is best to set your expectations appropriately. There is no assured avenue to suite upgrades or late checkout as a Hilton Diamond member. As talked about, these are space-available advantages and are largely on the resort’s discretion.
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To maximise Diamond standing, learn up on all the advantages, together with the high quality print. A very powerful advantages are government lounge entry, complimentary breakfast, a 48-hour room assure and bonus factors.
Associated: 6 Hilton Diamond advantages that make the standing worthwhile
Free evening certificates
Hilton Aspire Card members can obtain as much as three reward evening certificates. You obtain one reward evening certificates to make use of at nearly any Hilton property worldwide after opening your account and in your cardmember anniversary 12 months.
You may earn a second reward evening certificates while you spend $30,000 on the Aspire Card in a calendar 12 months and a 3rd free evening certificates while you spend $60,000 inside a calendar 12 months.
Frequent vacationers can reap the benefits of this profit and save a whole lot of {dollars} a 12 months. Better of all, so long as a property is eligible and has room availability, you’ll be able to ebook a stick with a couple of exclusions.
Associated: Hilton free evening certificates: Tips on how to earn them and maximize their worth
Airline credit score
The Hilton Aspire gives as much as $50 in quarterly assertion credit (as much as $200 per calendar 12 months) for airfare purchases on flights bought instantly from the airline or via amextravel.com.
TPG contributing editor Matt Moffitt maximizes this credit score by loading his United TravelBank steadiness with $50 every quarter. This credit score can then be used to ebook any United Airways or United Categorical flight.
Associated: The 5 best journey credit to redeem
Resort credit score
Hilton Aspire Card members additionally obtain as much as $200 in biannual assertion credit (as much as $400 per calendar 12 months) towards eligible purchases made instantly with collaborating Hilton resorts. These purchases embody room charges and incidentals.
The resort credit score is split into two semiannual assertion credit of as much as $200, one from January to June and one other from July to December.
Fees should be positioned in your room, and you will need to use the Aspire Card for fees throughout your keep.
This credit score is value as much as $400 complete per 12 months, not per resort keep. You should utilize the credit score for parking, meals, spa companies and lots of actions that the resort can organize for you throughout your keep.
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Clear Plus credit score
Hilton Aspire Card members obtain as much as $209 yearly in assertion credit towards a Clear Plus membership (topic to auto-renewal; enrollment required).
Clear is a superb perk to have alongside TSA PreCheck. If these expedited lanes are closed or backed up, you should utilize one other service to hurry via safety.
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Waldorf Astoria and Conrad property credit
In the event you keep two consecutive nights on the luxurious manufacturers within the Hilton portfolio (booked via the particular portal), you may be eligible for as much as a $100 property credit score for nearly something charged to the room in the course of the keep as a Hilton Aspire Card member.
In take a look at searches of the Conrad Bora Bora Nui, the Conrad Tokyo, the Waldorf Astoria Chicago and The Roosevelt New Orleans, A Waldorf Astoria Lodge, the complete $100 assertion credit score was supplied. Plus, the eligible charges matched the versatile charges accessible to non-Aspire Card members.
Taxes, charges, gratuity and the room fee itself aren’t eligible. The phrases for the supply say to test along with your resort’s entrance desk to make sure that what you’d wish to cost is eligible for reimbursement.
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Automobile rental elite standing
Hilton Aspire Card members take pleasure in complimentary Nationwide Automobile Rental Emerald Membership Government standing (enrollment in Emerald Membership is required). Advantages embody Government Space entry, waived second driver charges and upgrades.
If Nationwide Automobile Rental just isn’t your most well-liked automotive rental company, you’ll be able to simply leverage the automated elite standing and apply for a standing match to your most well-liked rental company.
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Bonus classes
If you wish to rack up Hilton factors shortly, you will need to know when the Hilton Aspire Card ought to come out and when it ought to keep in your pockets.
The Aspire Card earns 14 factors per greenback spent on purchases made instantly with accommodations and resorts within the Hilton portfolio. Based mostly on TPG’s December 2025 valuations, that is equal to a 7% return on spending.
You may additionally earn 7 factors per greenback spent (a 3.5% return) on flights booked instantly with airways or via amextravel.com, on automotive leases booked instantly with choose automotive rental firms and on purchases at U.S. eating places. Lastly, you may earn 3 factors per greenback spent (a 1.5% return) on all different purchases made with the cardboard.
You must evaluate the incomes charges for an expense throughout all of the playing cards in your pockets to see which supplies you essentially the most worth.
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Hilton stays
Earlier than you resolve to earn bonus factors for journey spend on one other rewards card, contemplate the large incomes charges that can present in your account while you use your Hilton Aspire to pay for Hilton stays.
Here is a breakdown of what number of Hilton factors you may earn per greenback spent while you keep and pay along with your Aspire Card:
- 10 factors per greenback base incomes
- 10 factors per greenback along with your Diamond bonus
- 14 factors per greenback for Aspire Card earnings
- Any promotion or cellular app reserving bonus
At a minimal, you may earn 34 Hilton factors per greenback spent in your Hilton resort stays. Utilizing our valuations with none promotions, that is equal to a 17% return towards your subsequent Hilton keep.
Whereas the price of Hilton award nights is comparatively excessive in comparison with opponents like World of Hyatt, you’ll be able to earn many extra factors per keep by comparability. Do not forget to make your Aspire Card your default cost technique in your Hilton profile.
Associated: Which bank card do you have to use for Hilton stays?
Backside line
Including the Hilton Aspire Card to your pockets may give your award journeys a shot of adrenaline.
While you stick with Hilton, you may have Diamond standing for breakfast and lounge entry, obtain bonus factors, earn property credit and (hopefully) rating a room improve.
This card is a superb choice so as to add in the event you’re even remotely a frequent Hilton visitor or have deliberate a few annual journeys to Hilton properties.
To study extra, learn our full assessment of the Hilton Aspire.
Apply right here: Hilton Honors American Categorical Aspire Card
For charges and charges of the Hilton Aspire Card, click on right here.
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