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Marriott Bonvoy Daring vs. Boundless: Which card is finest?

Marriott gives 5 private bank cards to new candidates, every with its personal annual charge that ranges $0 to $650.

Briefly, there is a card for everybody, whether or not you are a die-hard Marriott fan or an occasional traveler on the lookout for free award nights.

Chase points the 2 most reasonably priced cobranded choices at the moment open to new candidates: the Marriott Bonvoy Daring® Credit score Card (see charges and costs) and the Marriott Bonvoy Boundless® Credit score Card (see charges and costs).

Let’s break down the small print of every card that will help you determine which one higher fits your technique.

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless comparability

Function Marriott Bonvoy Daring Marriott Bonvoy Boundless
Welcome bonus Earn 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. Earn 125,000 bonus factors and one free evening award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure inns have resort charges.
Annual charge $0 $95
Incomes charges
  • As much as 14 factors per greenback spent on eligible Marriott stays: As much as 10 factors per greenback for being a Marriott Bonvoy member, 3 factors per greenback as a Bonvoy Daring cardholder and as much as 1 level per greenback from Marriott Bonvoy Silver Elite Standing
  • 2 factors per greenback spent at grocery shops and on ride-hailing companies, choose meals supply, choose streaming, web, cable and cellphone companies
  • 1 level per greenback spent on all different eligible purchases
  • As much as 17 factors per greenback on eligible Marriott stays: As much as 10 factors per greenback for being a Marriott Bonvoy member, 6 factors per greenback for being a Bonvoy Boundless cardholder and as much as 1 level per greenback from Marriott Bonvoy Silver Elite Standing
  • 3 factors per greenback spent on the primary $6,000 in mixed fuel station, grocery retailer and eating purchases annually
  • 2 factors per greenback spent on all different eligible purchases
Marriott Bonvoy perks
  • 5 elite evening credit yearly
  • Complimentary Silver Elite standing
  • 15 elite evening credit yearly, robotically qualifying you for Silver Elite standing
  • Annual free evening award (as much as 35,000 factors)
  • One elite evening credit score towards elite standing for each $5,000 you spend
  • Path to Gold Elite standing whenever you spend $35,000 or extra in your card every calendar yr
Different perks
  • Baggage delay insurance coverage
  • Misplaced baggage reimbursement
  • Journey delay reimbursement
  • Buy safety
  • Visa Concierge
  • No international transaction charges
  • Baggage delay insurance coverage
  • Misplaced baggage reimbursement
  • Journey delay reimbursement
  • Buy safety
  • Visa Concierge
  • No international transaction charges

Associated: Does it make sense to carry a number of Marriott Bonvoy bank cards?

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless welcome bonus

The Boundless is at the moment providing 125,000 bonus factors and one free evening award (valued as much as 50,000 factors) after spending $3,000 on purchases within the first three months from account opening. Sure inns have resort charges. This provide ends Nov. 5.

The Daring is at the moment providing 60,000 bonus factors after spending $1,000 on purchases within the first three months of account opening. This provide ends Nov. 5.

THE POINTS GUY

TPG’s October 2025 valuations peg Marriott Bonvoy factors at 0.7 cents every, successfully making the whole bonus on the Daring price $420 and the whole bonus on the Boundless price as much as $1,225.

Since Chase points each playing cards, it is necessary to notice that the 5/24 rule applies right here. This implies you seemingly will not qualify for both card in the event you’ve opened 5 or extra bank cards (from any issuer) up to now two years.

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As well as, Marriott-specific eligibility necessities apply to merchandise issued by Chase and American Categorical. You should definitely confirm your eligibility earlier than making use of.

Winner: Boundless. Its welcome bonus is price considerably greater than the Daring.

Associated: The perfect time to use for these Chase playing cards primarily based on provide historical past

Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless advantages

The free evening certificates is probably the most notable distinction between these two playing cards.

Every year in your account anniversary, Boundless cardholders get a free evening certificates price as much as 35,000 factors — and you’ll add as much as 15,000 additional factors if the lodge prices greater than that.

Should you use this strategically, you possibly can rating a free evening at a lodge that simply makes up for the $95 annual charge annually.

The Westin Carlsbad Resort & Spa pool and exterior
THE WESTIN CARLSBAD RESORT & SPA/MARRIOTT

In the meantime, Daring cardholders don’t obtain a free evening certificates however do not must pay an annual charge.

In any other case, the playing cards provide related perks. With both card, you may get computerized Silver Elite standing and robust journey and buy protections from Chase. Plus, you will not pay any international transaction charges with these playing cards when touring overseas.

Winner: Boundless. Most vacationers will have the ability to get greater than $95 worth from the free evening certificates.

Associated: 7 nice makes use of of Marriott free evening certificates

Incomes factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Each playing cards characteristic comparable incomes charges, although it is good that the Boundless earns not less than 2 factors per greenback spent throughout each buy, whereas the Daring earns 1 level per greenback spent on nonbonus class purchases.

woman in cafeteria
DEJAN_DUNDJERSKI/GETTY IMAGES

That being mentioned, outdoors of Marriott purchases, neither card gives really excellent incomes charges, and you’ll undoubtedly discover higher choices for on a regular basis spending.

The Boundless earns extra factors on Marriott stays and gives additional factors on grocery and fuel purchases (although there is a spending cap), whereas the Daring card gives bonus factors on ride-hailing, which may very well be helpful in the event you use companies like Uber or Lyft typically.

Winner: Boundless. It earns extra factors than the Daring on most purchases.

Associated: Finest lodge bank cards

Redeeming factors with the Marriott Bonvoy Daring vs. Marriott Bonvoy Boundless

Each the Daring and the Boundless earn Marriott Bonvoy factors, so they provide the identical redemption choices.

The obvious and worthwhile method to make use of your Bonvoy factors is to redeem them for a Marriott keep. To get probably the most worth out of your factors, reap the benefits of the fifth-night-free perk, which lets you guide an award keep of 5 nights for the price of simply 4.

MARRIOTT

Moreover, you should utilize your factors for reward playing cards and merchandise via Marriott’s buying portal, however we suggest avoiding this path to get most worth out of your factors.

TPG bank cards author Chris Nelson acquired distinctive worth on a current keep on the AC Lodge Cape City Waterfront, the place he redeemed 136,000 factors for a seven-night keep. He took benefit of the fifth-night-free perk on this award to get one evening free.

Winner: Tie. Each playing cards earn Marriott Bonvoy factors and provide the identical redemption choices.

Associated: The right way to redeem factors with the Marriott Bonvoy program

Transferring factors with the Marriott Bonvoy Daring vs. the Marriott Bonvoy Boundless

With both card, you even have the choice to switch your Bonvoy factors to one in every of practically 40 companion airline packages, together with Delta SkyMiles and United MileagePlus.

Most transfers to airways are at a 3:1 ratio, so you may obtain 1 airline mile for each 3 Marriott factors transferred. Moreover, whenever you switch factors to United MileagePlus, you’ll obtain 10,000 bonus miles for each 60,000 factors transferred.

United Polaris planes on runway
ZACH GRIFF/THE POINTS GUY

This redemption typically does not yield worth on your factors, although, so we suggest utilizing it provided that you might want to high off your airline account steadiness.

Winner: Tie. Each playing cards have the identical switch companions.

Associated: When does it make sense to switch Marriott factors to airways?

Ought to I get the Marriott Bonvoy Daring or the Marriott Bonvoy Boundless?

If you understand you may get use out of the annual free evening certificates, the Boundless is the best choice. You may additionally unlock increased earn charges with this card. Nevertheless, in the event you’re on the lookout for a extra entry-level product and need to keep away from an annual charge, the Daring is the higher possibility.

The right way to improve from the Marriott Bonvoy Daring to the Marriott Bonvoy Boundless

Should you aren’t eligible for a brand new Bonvoy bonus or are over 5/24, a product change could also be your best choice. Each the Bonvoy Daring and the Bonvoy Boundless are topic to Chase’s 5/24 rule and, extra particularly, Marriott Bonvoy eligibility restrictions.

To request an improve (or downgrade), name the quantity on the again of your card. Simply do not forget that doing so will imply you forfeit your new card’s welcome bonus in the intervening time.

Associated: The final word information to bank card upgrades

Backside line

Whatever the card you select, each Marriott playing cards are an effective way to introduce your self to the Bonvoy program and all its redemption potentialities. You possibly can’t go flawed with both, as there are literally thousands of properties to select from worldwide.

To study extra, take a look at our full evaluations of the Marriott Bonvoy Boundless Card and the Marriott Bonvoy Daring Card.


Apply right here: Marriott Bonvoy Boundless Card
Apply right here: Marriott Bonvoy Daring Card



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