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Citi ThankYou Rewards switch companions: What to know

Citi cardholders can redeem their Citi ThankYou Rewards factors for present playing cards or bookings via the Citi Journey portal. Nonetheless, to maximise your hard-earned factors, we advocate transferring them to airline and resort companions.

Citi has 22 switch companions, break up between 15 airline loyalty packages, 5 resort packages, the Virgin Purple rewards membership and one retail program.

Let’s talk about Citi ThankYou switch companions and tips on how to greatest maximize your factors for excellent redemptions.

Citi switch companion overview

Here’s a listing of Citi’s switch companions and their switch ratios:

XAVIER LORENZO/GETTY IMAGES

Often, a switch bonus could also be provided, in which you’ll be able to rating the next ratio when transferring your ThankYou Rewards factors.

The right way to Switch Citi ThankYou Rewards factors

To switch your Citi ThankYou factors, you will need to first go to ThankYou.com and check in simply as you’ll in your Citi bank card account. Subsequent, click on ‘Journey’ on the prime navigation bar and choose ‘Factors switch.’ You should switch in increments of 1,000 ThankYou factors, however can’t switch greater than 500,000 factors in a single transaction.

Though transfers to most companions are on the spot, some can take extra time. Citi states {that a} switch can take as much as 14 days to course of; nevertheless, the longest we have seen a switch take is six days.

It is also necessary to notice that the identify in your loyalty account should match the identify in your Citi card. In some situations, a center identify or preliminary on the bank card account can maintain up the switch to the companion if the identical preliminary or identify will not be current.

Moreover, observe that transfers are irreversible.

What are the perfect Citi ThankYou Rewards switch companions?

Not all switch companions are alike, and though Citi ThankYou factors can switch to 22 companions, some are higher than others. Ideally, the perfect companion for you relies on which airways you fly usually and to which locations you fly.

Woman using a laptop
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It is also necessary to do not forget that some packages have candy spots that may provide help to maximize your rewards and get the perfect worth when transferring.

This is a rundown of our favourite Citi ThankYou switch companions.

Associated: Finest methods to redeem Citi ThankYou factors

American Airways AAdvantage

Citi lately added the AAdvantage program as a switch companion to Citi ThankYou, which is a tremendous improvement. The AAdvantage program has an awesome companion award chart with a number of candy spots for factors and miles fans.

JAL A350 First Class
ERIC ROSEN/THE POINTS GUY

You possibly can switch your Citi ThankYou factors at a 1:1 ratio in case you’re a cardholder of choose Citi playing cards. Among the best methods to redeem AAdvantage miles is to fly between the U.S. and Japan on JAL for simply 60,000 miles one-way in enterprise class or 80,000 miles one-way in firstclass.

With JAL deploying a number of of their new Airbus A350 planes on U.S. routes, this may be an effective way to expertise an outstanding enterprise or first-class product for a comparatively low price in comparison with different packages.

Associated: Large suites and phenomenal facilities: A assessment of Japan Airways’ new A350 firstclass

Ebook flights to Europe on Air France-KLM Flying Blue

Air France-KLM Flying Blue is a well-liked program that has develop into much more profitable over time. In 2023, this system standardized saver-level redemptions to Europe and added free stopovers on award tickets. That is one in every of Citi’s prime airline switch companions.

Business Air France cabin
AIR FRANCE

In January 2025, this system barely elevated saver-level award costs — however availability has additionally elevated, which is sweet information to any avid traveler. Saver-level enterprise class seats begin at 60,000 miles one-way, and Flying Blue presents a free stopover program, so you possibly can discover two locations for the value of 1.

Whereas this system does use dynamic award pricing when there is no such thing as a saver-level area and provides gasoline surcharges for award flights (which may be fairly excessive on some routes), you possibly can nonetheless snag deal. We advocate testing Flying Blue’s month-to-month Promo Rewards to presumably lock in a good decrease award flight worth.

Associated: The right way to discover the most cost effective redemption charges utilizing Flying Blue miles

Fly from the US to Italy or Greece on Emirates Skywards

Emirates Skywards is essentially the most easy technique to ebook business-class or first-class award tickets on the ever-popular and opulent service. A enjoyable and distinctive technique to fly the service is thru its fifth-freedom routes between the U.S. and Europe.

Emirates A380 first class
BEN SMITHSON/THE POINTS GUY

For instance, you can fly between John F. Kennedy Worldwide Airport (JFK) and Milan Malpensa Airport (MXP) or Newark Liberty Worldwide Airport (EWR) and Athens Worldwide Airport (ATH). You possibly can fly from JFX to MXP on the following charges:

  • Financial system Saver: 17,500 miles
  • Enterprise Saver: 87,000 miles
  • First Flex Plus: 102,000 miles

You may also fly between Bogota’s El Dorado Worldwide Airport (BOG) and Miami Worldwide Airport (MIA) for 52,500 miles one-way in enterprise class on Emirates’ newest fifth-freedom route.

Word that to redeem miles for Emirates first-class, you should be a Skywards Platinum, Gold or Silver standing. Nonetheless, TPG does have a useful hack on tips on how to ebook a premium seat on this airline with out standing.

Whereas reserving these tickets will price you barely extra Citi factors because of the 5:4 switch ratio, reserving a nonstop economic system seat to Milan by transferring 22,000 Citi factors continues to be a actually whole lot.

Associated: The entire information to the Emirates A380 onboard bar and lounge

Qatar Airways Privilege Membership

Qatar Airways Privilege Membership is not the most well-liked program, however it’s the easiest way to ebook the coveted Qsuite business-class product. Privilege Membership releases more room to its personal program than it does to companion loyalty packages — plus the redemption charges from the U.S. to the Center East will not be unhealthy, beginning at 70,000 Avios for nonpeak journey.

Qatar QSuite quad seats
Qatar Qsuite. KATIE GENTER/THE POINTS GUY

Fortunately, because the program moved to utilizing Avios as its loyalty forex, you possibly can mix your Avios throughout different packages that use the identical forex, which incorporates British Airways Membership, Iberia Membership, Finnair Plus, Loganair Loyalty and Aer Lingus AerClub.

Associated: Fast Factors: Ebook Qatar Qsuite earlier than anybody else

Singapore Airways KrisFlyer

Singapore Airways KrisFlyer is the easiest way to ebook Singapore Airways first-class. If you happen to’re flying on the service’s Airbus A380, you will be in for a deal with because the first-class suite presents maximal privateness — and if reserving two seats, you possibly can mix them to provide you and your journey companion much more area.

Singapore Airlines suites
ZACH GRIFF/THE POINTS GUY

On the saver degree, you possibly can ebook a first-class suite for as little as 45,000 KrisFlyer miles when flying to Hong Kong or as much as 141,000 miles when flying to London. Better of all, the KrisFlyer program lets you waitlist if an award is not accessible.

If premium cabin charges appear excessive and also you’re in search of a deal, the month-to-month KrisFlyer Spontaneous Escapes program presents worth.

Turkish Airways Miles&Smiles

The Turkish Miles&Smiles program has been a favourite amongst award vacationers for years; nevertheless, with a significant devaluation final 12 months, this system has misplaced some attraction. There’s nonetheless some worth in this system, although, particularly if you wish to ebook home flights on United Airways via Turkish Miles&Smiles.

Turkish planes at Istanbul airport
ZACH GRIFF/THE POINTS GUY

For instance, you possibly can ebook a one-way home ticket for as little as 10,000 miles in economic system or 15,000 miles in enterprise on United Airways throughout the U.S., together with Hawaii.

Virgin Atlantic Flying Membership

Virgin Atlantic Flying Membership has been a favourite of award vacationers, and though this system switched to dynamic pricing for Virgin Atlantic-operated flights, there are extra alternatives to fly between the U.S. and London for affordable in Higher Class.

For instance, you possibly can fly in enterprise class on Virgin Atlantic from the East Coast to London for lower than 30,000 miles one-way or lower than 50,000 miles from the West Coast.

Virgin Atlantic A350 Upper Class
ERIC ROSEN/THE POINTS GUY

Associated: The right way to ebook Delta award flights with Virgin Atlantic Flying Membership factors

What are Citi ThankYou factors price?

In accordance with TPG’s August 2025 valuations, Citi factors are price 1.9 cents every. Transferring your factors to an airline or resort companion gives you the perfect worth and the possibility of maximizing the worth of your Citi factors far past 1.9 cents every.

You possibly can ebook journey via Citi’s personal journey portal — however at most, you will solely earn 1 cent per level, so it isn’t the best choice for maximizing factors. There are extra methods to redeem factors, corresponding to buying present playing cards, procuring with factors and money again; nevertheless, these is not going to get you the perfect worth, and we might advocate avoiding them if you wish to maximize your factors.

Qatar Airways plane on runway
A Qatar Boeing 777 readies for takeoff at Dallas Fort Price Worldwide Airport (DFW). SEAN CUDAHY/THE POINTS GUY

TPG bank card author Danyal Ahmed is a Citi Strata Premier® Card (see charges and charges) cardholder and likes to make the most of a number of of Citi’s switch companions to maximise his factors.

For instance, Danyal lately redeemed 70,000 Citi ThankYou factors to ebook a one-way flight between Los Angeles Worldwide Airport (LAX) to Doha’s Hamad Worldwide Airport (DOH) on Qatar Airways. Because the money fare was nearly $9,200, he received a price of 13.1 cents per level.

Associated: Qatar Airways Qsuite assessment: Nonetheless setting the usual for enterprise class (and a mileage candy spot)

The right way to earn Citi ThankYou factors?

You possibly can earn transferable Citi ThankYou Rewards factors with some Citi bank cards, together with:

Smiling Young Man Wearing a Brown Turtleneck Sweater Paying his Bills on his Laptop Computer (Side View)
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Have in mind, not all ThankYou factors have the identical worth. To switch Citi ThankYou factors to most companions described on this information, you will need to maintain a premium Citi ThankYou card such because the Citi Strata Elite, Citi Status® Card (not accessible to purposes) or the Citi Strata Premier. For instance, to switch factors to AAdvantage, you will need to maintain both of these three playing cards

You probably have the Citi Strata Card, Citi Double Money® Card (see charges and charges) or the Citi Customized Money® Card you possibly can switch to most companions, however at a lot decrease switch ratios

Nonetheless, in case you additionally maintain a premium Citi card, you possibly can mix your ThankYou factors after which switch factors to companions at a 1:1 ratio.

The knowledge for the Citi Customized Money and Citi Status playing cards has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Backside line

Though there are many switch companions with whom you should use your Citi ThankYou factors, not all of them are helpful or worthwhile. We advocate researching the locations you wish to go to and which frequent flyer packages and lodges you should use. Based mostly on that, you will need to decide which loyalty program to make use of, as a result of some may be fairly sophisticated.

General, some time and effort are required to maximise your hard-earned factors and get essentially the most out of your transferred factors.

Associated: Citi Strata Premier Card assessment: Invaluable incomes charges on prime spending classes


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