American Specific Inexperienced Card overview
The American Specific® Inexperienced Card is suited to fashionable vacationers. It earns bonus factors on journey, transit and eating at eating places and gives beneficial assertion credit that assist offset its annual payment. Card score*: ⭐⭐⭐⭐
*Card score is predicated on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.
Till I wrote this evaluate, I would by no means actually thought-about the Amex Inexperienced. As I realized about this card, I spotted it is a surprisingly sturdy mid-tier journey card for anybody who prioritizes journey, dines out incessantly and incurs journey prices.
It has an annual payment of $150, and TPG recommends candidates have a credit score rating of 670 or greater to have the very best probability of getting accredited.
Should you can make the most of the Clear Plus assertion credit score, the cardboard can simply be a worthwhile addition to a traveler’s pockets. Let’s take a better look to see if it may additionally be an excellent match for you.
The knowledge for the American Specific Inexperienced Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or supplied by the cardboard issuer.
Associated: What’s Clear airport safety — and is it value it?
Amex Inexperienced execs and cons
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Amex Inexperienced welcome provide
New Amex Inexperienced cardmembers can earn 40,000 bonus factors after spending $3,000 on purchases within the first six months of card membership.
Based mostly on TPG’s June 2025 valuation of Membership Rewards factors at 2 cents every, the welcome provide is value $800 — a stable worth proposition.
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The historic excessive for this card’s welcome provide (now not obtainable) is 60,000 Membership Rewards factors after spending $3,000 in purchases within the first six months. This provide additionally included 20% again on eligible journey and transit purchases within the first six months (as much as $200 again).
You will not be eligible for Amex Inexperienced’s welcome provide should you maintain or beforehand held sure higher-tier American Specific playing cards, together with The Platinum Card® from American Specific and the American Specific® Gold Card.
Fortunately, Amex will let you know whether or not you are eligible for the Amex Inexperienced’s welcome provide earlier than you submit your utility.
Associated: The very best American Specific bank cards
Amex Inexperienced advantages
Stable earnings and advantages make the Amex Inexperienced a critical competitor should you’re searching for a mid-tier journey rewards card.
$199 Clear Plus annual assertion credit score
One advantage of the Amex Inexperienced card I have never seen on many different playing cards is an as much as $199 Clear Plus assertion credit score every calendar yr. With Clear, your eyes and fingertips may help you get by safety quicker at choose airports and stadiums nationwide.
For the reason that regular price for this membership is $199 per yr, this assertion credit score covers the total annual value. Nevertheless, remember that on July 1, the price of Clear Plus went as much as $209. Enrollment required; topic to auto-renewal.
Associated: Clear is newest TSA PreCheck enrollment supplier
Journey and purchasing protections
The Amex Inexperienced gives prolonged guarantee** and buy safety** if you buy eligible objects along with your card. These protections can prevent critical cash if one thing goes mistaken with a latest buy.
You will even be protected if you’re on the highway. The Amex Inexperienced gives a baggage insurance coverage plan** and secondary automotive rental loss and injury insurance coverage***, with the choice to improve to main protection by Amex’s Premium Automotive Rental Safety.
**Eligibility and profit ranges range by card. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm.
***Eligibility and profit stage varies by card. Not all car sorts or leases are lined, and geographic restrictions apply. Phrases, circumstances and limitations apply. Go to americanexpress.com/benefitsguide for particulars. Insurance policies are underwritten by AMEX Assurance Firm. Protection is obtainable by American Specific Journey Associated Providers Firm, Inc.
Associated: Every thing it’s essential to find out about American Specific buy safety
Incomes factors on the Amex Inexperienced
The Amex Inexperienced earns:
- 3 factors per greenback spent on eating at eating places worldwide (together with takeout and supply within the U.S.)
- 3 factors per greenback spent on journey and transit
- 1 level per greenback spent on different purchases
Based mostly on TPG’s June 2025 valuation of Amex Membership Rewards factors at 2 cents every, you may get an approximate 6% return on spending within the prime two classes and a pair of% on the whole lot else.
It is essential to notice that these classes are broad. For instance, “journey” consists of airfare, lodges, excursions, campgrounds and trip leases, whereas “transit” consists of trains, taxicabs, ride-hailing companies, ferries and tolls.
A lot of your spending might fall inside these classes, relying in your way of life.
Associated: Getting began with factors, miles and bank cards to journey
Redeeming factors on the Amex Inexperienced
The Amex Inexperienced offers Membership Rewards factors, which will be redeemed in a number of methods.
Except for journey, choices embody assertion credit for latest, eligible purchases, purchasing on Amazon and purchasing with Membership Rewards. Nevertheless, these choices present much less worth than redeeming your factors for journey.
Utilizing your factors on Amazon gives poor worth, at solely 0.7 cents per level; redeeming factors to cowl eligible fees will get you 0.6 cents per level; and purchasing with Membership Rewards is the worst choice, offering a meager 0.5 cents per level.
Provided that TPG’s June 2025 valuations peg Membership Rewards factors at 2 cents per level, redeeming your factors for journey is by far the only option. The simplest strategy to get no less than 2 cents per level is by utilizing Amex’s switch companions.
Associated: redeem American Specific Membership Rewards factors
Transferring factors on the Amex Inexperienced
The Membership Rewards factors you earn with the Amex Inexperienced will be transferred to 21 journey companions: 18 airways and three lodges. Noteworthy switch companions embody Air Canada Aeroplan, Delta SkyMiles and Singapore Airways KrisFlyer.
Some glorious candy spots embody one-way business-class flights to Europe and stays at collaborating Most popular Resorts and Resorts worldwide with Alternative Resorts factors.
TPG bank cards author Chris Nelson commonly transfers factors to Avianca LifeMiles and has gotten transatlantic flights to Europe for as little as 17,000 factors in financial system class. Avianca LifeMiles has loads of nice redemptions with Star Alliance companions, making it an particularly beneficial switch companion.
Associated: Bank card switch bonuses operating this month
Which playing cards compete with the Amex Inexperienced?
The Amex Inexperienced is a aggressive mid-tier card with sturdy incomes charges and helpful advantages, however different issuers have some comparable choices:
For added choices, try our checklist of the very best starter journey playing cards.
Associated: Amex Inexperienced Card vs. Chase Sapphire Most popular: Which card is best for you?
Backside line
The Amex Inexperienced’s assertion credit can greater than offset the $150 annual payment, making this card a compelling choice for younger professionals and others who allocate a lot of their funds towards journey, eating and commuting.
Should you’ll use the annual Clear Plus assertion credit score and might maximize the broadly outlined bonus classes, the Amex Inexperienced is a card to noticeably take into account including to your pockets.
Associated: Is the Amex Inexperienced Card definitely worth the annual payment?
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