6 priceless journey perks you can get with a bank card

There is no scarcity of nice journey perks on the market you can obtain with a bank card.

Premium playing cards can protect you from threat with journey insurance coverage and rental automotive insurance coverage, and make it easier to get pleasure from (nearly) each minute of your trip with luxuries like lounge entry.

So what are a few of the finest journey perks, and which playing cards provide these perks? Preserve studying to seek out out.

Lounge entry

Airport lounges are probably the greatest features of premium journey, providing a spot to loosen up when you wait to your flight. A number of high-end playing cards provide entry to lavish lounges.


The Capital One Enterprise X Rewards Credit score Card (see charges & charges) affords complimentary entry for cardholders, approved customers and as much as two visitors per go to to Capital One Lounges. You will additionally get pleasure from perks like 10,000 bonus miles each account anniversary and a welcome bonus of 75,000 bonus miles while you spend $4,000 on purchases within the first three months from account opening.

Then there’s The Platinum Card® from American Specific, which affords entry to the expansive American Specific International Lounge Assortment. That features over 1,300 Precedence Go lounges worldwide, Delta Sky Golf equipment (when touring on Delta Air Traces) and Amex’s personal Centurion Lounges. You will additionally stand up to $1,500 in annual assertion credit and a welcome provide of 80,000 Membership Rewards factors after you spend $6,000 on purchases inside the first six months of card membership.

Associated: One of the best bank cards for airport lounge entry

TSA PreCheck/International Entry credit

TSA PreCheck and International Entry are applications that will let you minimize the road at airport safety and immigration, permitting for expedited screenings over a five-year interval for $100 (International Entry) or $78 (TSA PreCheck). It is best to pay further for International Entry as TSA PreCheck is included within the $100 charge.

With the Capital One Enterprise Rewards Credit score Card, (see charges & charges) you may get pleasure from a credit score of as much as $100 for International Entry or TSA PreCheck, letting you get pleasure from this system of your selection basically without cost. The Enterprise additionally affords a easy 2 miles per greenback on each buy, with no bonus classes to memorize and various different strong mid-tier perks.

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One other card providing credit is the Financial institution of America® Premium Rewards® bank card. This card affords a TSA PreCheck/International Entry assertion credit score of as much as $100 each 4 years, plus a 25%-75% rewards bonus on each buy and a welcome provide of 60,000 factors after spending $4,000 within the first 90 days of account opening.

If you wish to save much more time, you may seize a card that may reimburse you for an annual Clear Plus membership.

Associated: One of the best bank cards for International Entry and TSA PreCheck

Rental automotive insurance coverage

A number of the finest journey rewards playing cards present rental automotive insurance coverage which will will let you decline a rental firm’s collision harm waiver.


The Chase Sapphire Reserve and Chase Sapphire Most popular Card are two priceless playing cards that provide major rental automotive insurance coverage on most leases. The Sapphire merchandise are a few of the Most worthy playing cards for journey learners and consultants alike, providing perks like as much as $300 in annual journey credit (Reserve) and a $50 annual resort credit score for stays booked via the Chase journey portal (Most popular).

No overseas transaction charges

Should you go overseas typically, you may desire a card with no overseas transaction charges while you journey internationally.

Playing cards just like the Amex Platinum (see charges and costs), Sapphire Most popular, and Enterprise Rewards match that invoice. All allow you to spend to your coronary heart’s content material worldwide with no extra charges connected.

In your worldwide enterprise spending, nevertheless, think about the Ink Enterprise Most popular Credit score Card, which is providing 100,000 bonus factors after $8,000 in spending within the first three months after card opening for a low $95 annual charge.

Journey insurance coverage

Journey insurance coverage is a small factor that may stop a giant trouble ought to one thing go improper in your subsequent journey. Playing cards just like the Amex Platinum and the Sapphire Reserve have strong protections in place must you lose a bag or undergo a last-minute cancellation.


You may additionally think about the United Membership Infinite Card, which affords complimentary United Membership lounge membership (value as much as $650 per yr) plus two free checked baggage and as much as a $100 assertion credit score for International Entry or TSA PreCheck. The cardboard affords nice worth for frequent United flyers and in addition affords essential journey insurance coverage if you happen to’re a jet-setter attempting to mitigate threat.

Associated: One of the best journey insurance coverage insurance policies and suppliers

Cellphone safety

Lastly, you may go for a card with cellphone safety that covers loss or damages while you pay your cellphone invoice with the cardboard.

The Chase Freedom Flex is one such possibility, masking as much as $800 per declare and $1,000 per yr in cellphone safety. It additionally affords a priceless 5% money again on choose bonus classes that rotate every quarter you activate (on as much as $1,500 in mixed purchases), plus 5% again on journey bought via Chase Final Rewards. This card is a good possibility for cash-back fanatics, with a sign-up bonus and no annual charge.

There’s additionally the Wells Fargo Lively Money® Card (see charges & charges), providing as much as $600 of safety (topic to a $25 deductible) while you pay your month-to-month cellphone invoice along with your card. It affords a easy 2% money rewards price on all purchases. Together with cellphone safety, the cardboard supplies entry to the Visa Signature Concierge and the Visa Signature Luxurious Lodge Assortment, and affords a $200 money rewards bonus after you spend $500 on purchases within the first three months.

Associated: Hyperlink a bank card with cellphone safety to your cellular invoice

Backside line

True, a few of these perks aren’t essentially the most eye-catching — you most likely will not get a brand new bank card solely as a result of it affords one thing like cellphone safety. However these lesser-known advantages can present worth in the long term and may positively be a consider deciding in your subsequent card.

You by no means know when one thing like journey or rental automotive insurance coverage will turn out to be useful. A technique to make sure you’re ready is by discovering a card that gives them mechanically.

Learn extra: How to decide on the most effective bank card for you

For charges and costs for the Amex Platinum Card, click on right here

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