4 the reason why the Amex Platinum stands out as the splendid card for Delta flyers

The Platinum Card® from American Categorical is likely one of the prime earners on airfare purchases.

Past incomes, although, there are numerous different the reason why the Amex Platinum Card is a good choice for all types of air vacationers. And it is an particularly good choice for Delta flyers.

Due to Delta’s shut partnership with Amex, semi-regular vacationers on the service have extra causes than most to contemplate including this card to their wallets. Here is what to know.

Maximize your airfare purchases

As talked about above, most different playing cards cannot beat the Amex Platinum in the case of the return you will get on airfare spending.


The cardboard earns 5 factors per greenback on airfare purchases made straight with the airline or by way of Amex Journey on as much as $500,000 spent on these purchases per calendar 12 months (then 1 level per greenback spent). TPG values American Categorical Membership Rewards at 2 cents apiece, in order that’s like getting 10% again in your spending.

Within the case of Delta particularly, keep in mind that Amex factors switch to Delta SkyMiles immediately on a 1:1 foundation. So, incomes 5 Membership Rewards factors per greenback is like incomes 5 Delta SkyMiles per greenback on airfare spending.

That beats what you possibly can earn on Delta purchases with a cobranded Delta bank card.

Associated: Why this TPG staffer is chasing Delta elite standing

Earn priceless factors

Talking of transfers, the Amex Platinum earns Membership Rewards factors that may be transformed into miles or factors with a number of totally different airline frequent flyer and resort factors accomplice applications.

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When you might switch your Membership Rewards factors at a 1:1 ratio to Delta SkyMiles, you do not essentially need to give attention to this system such as you would if you happen to had been merely incomes Delta SkyMiles with one of many airline’s cobranded bank cards.

Principally, it is like one of the best of each worlds — you possibly can nonetheless use your Amex factors towards Delta awards, however you might have many choices past that.


Whereas Delta is perhaps your most popular airline, having transferable factors helps you for a number of causes:

Transferable factors comparable to Membership Rewards factors might even be a monetary security internet for unplanned bills and emergencies.

So long as you might have Membership Rewards, you might have Delta miles everytime you want them. But when a special alternative arises, you are prepared for that, too.

Associated: Journey is again. Now, factors and miles devaluations are (doubtless) coming

Switch to Delta and companions

As talked about, you possibly can immediately switch the Amex Membership Rewards factors you earn with the Amex Platinum (and different eligible playing cards) to Delta at a 1:1 ratio. It is a nice technique to prime off your Delta SkyMiles steadiness if you happen to want further miles for a selected redemption.

American Categorical can be Delta’s unique accomplice for its lineup of cobranded bank cards, so it is a good guess you can leverage this profit for years to come back.

Nonetheless, one of many foremost causes to build up factors with Amex slightly than simply straight with Delta is that you could leverage the facility of airline partnerships past Delta’s SkyMiles program. As an example, you possibly can switch Membership Rewards factors not solely to Delta but in addition to Virgin Atlantic.

As with every transferable foreign money, you must solely switch when you find yourself assured that there’s out there award stock. Transfers solely go a method: You’ll be able to’t convert Delta miles again into Amex Membership Rewards factors if you happen to change your thoughts.

Associated: 6 Delta SkyMiles candy spots value saving up for

Lounge entry

Except for incomes, the Amex Platinum has a number of day-of-travel perks that may prevent money and time.

Many Delta loyalists will go for the airline’s top-tier private card, the Delta SkyMiles® Reserve American Categorical Card, to entry Sky Golf equipment when flying Delta. The Delta Reserve will get you limitless Delta Sky Membership entry if you fly Delta by way of Jan. 31, 2025; this will probably be restricted to fifteen visits per 12 months from Feb. 1, 2025, except you spend $75,000 in your card in a calendar 12 months.

Conversely, the Amex Platinum nonetheless will get you limitless entry to Sky Golf equipment when flying Delta by way of Jan. 31, 2025; though, you will get 5 fewer visits (10 in whole) per 12 months from Feb. 1, 2025, except you spend $75,000 in your card in a calendar 12 months.


You may also entry Centurion Lounges with each playing cards. The distinction is that you’re going to solely get entry to them with the Delta Reserve in case you are flying Delta and you bought your ticket with a U.S. Amex-issued card. The Amex Platinum will get you entry, whatever the service you fly with.

Lastly, there may be an up-to-$200 airline charge assertion credit score per calendar 12 months on the Amex Platinum, which may cowl checked bag charges on the airline you choose every calendar 12 months.

For those who’re flying Delta (or one other U.S.-based airline) and do not need to shell out for the airline’s cobranded card with a checked bag charge perk, you possibly can offset the associated fee by way of your Platinum Card. Enrollment is required.

Associated: Greatest bank cards for airport lounge entry

A purpose to nonetheless take into account Delta cobranded playing cards

Whereas the Amex Platinum is a wonderful all-around selection for Delta flyers, there’s one space the place 4 Delta cobranded playing cards have the benefit.

For those who’re working towards Delta Medallion elite standing, you possibly can accrue Medallion Qualification {Dollars} by spending on one of many following playing cards:

You may additionally obtain an annual MQD Headstart that provides you 2,500 MQDs robotically deposited annually on all these playing cards.

These are advantages that the Amex Platinum cannot present, so if you happen to’re dead-set on incomes Delta elite standing, you may need to take into account certainly one of its cobranded choices.

Backside line

The Amex Platinum has a hefty $695 annual charge (see charges and costs), however the associated fee might be simply justified if you happen to benefit from the various perks out there. The Platinum Card earns our prime spot as one of the best luxurious card for Delta flyers because of advantages together with Sky Membership entry when flying Delta, incomes factors that may be transferred to SkyMiles and a helpful airline charge credit score.

Nonetheless, if you happen to particularly need to earn MQMs towards elite standing by way of spending and a welcome provide, you will nonetheless need to take into account the opposite Delta cobranded choices.

Apply right here: The Platinum Card from American Categorical, or test the CardMatch Instrument to see if you happen to’ve been chosen for an elevated welcome provide.

For charges and costs of the Amex Platinum card, click on right here.

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