At TPG, a number of of us have a pockets brimming with bank cards. Some go all-out (paging senior editorial director Nick Ewen along with his 20+ bank cards), whereas some preserve a smaller stockpile (insert a gif of me waving my six playing cards). However all of us undoubtedly have a favourite card.
Many bank card execs have differing opinions about selecting the one card we will not stay with out.
In a panel with reporters and editors from The Factors Man and NextAdvisor, there was a transparent winner when the group was requested about their absolute favourite card: the American Categorical® Gold Card.
However why has this card remained a favourite when there are such a lot of glorious choices? Listed below are 4 causes it is the one card so many people cannot stay with out.
It is an important card for foodies
Listing a greater card for meals lovers — I will wait.
Plus, the cardboard comes with an assortment of dining-focused annual assertion credit. (Enrollment is required.)
Every month, you’ll be able to obtain as much as a $10 assertion credit score while you get meals from one in all a number of collaborating eating places or meal providers, together with 5 Guys, Goldbelly, Grubhub, The Cheesecake Manufacturing facility and Wine.com .
You may additionally stand up to $10 in month-to-month Uber Money (usable on Uber Eats and rides within the U.S.). Uber Money will solely be deposited into your Uber account while you add the Amex Gold as a cost methodology and redeem with any Amex card.
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Moreover, you may obtain as much as a $100 annual Resy credit score (as much as $50 biannually). Merely dine at a U.S. Resy restaurant and pay along with your Amex Gold card; no reservation is required.
Lastly, you may obtain as much as a $7 month-to-month assertion credit score at U.S. Dunkin’ places.
(Enrollment is required for choose advantages.)
Associated: The most effective bank cards for eating out, taking out and ordering in
It balances premium advantages and affordability
I’ve talked earlier than about not having an ultra-premium card (no less than not but). That is partially as a result of I have not wanted one, however it’s additionally as a result of I am usually fairly budget-conscious.
Associated: Why the Amex Gold is the right ‘in-between’ card
Membership Rewards is without doubt one of the finest factors currencies
Talking of incomes factors, Membership Rewards are a few of the finest factors you’ll be able to earn. In keeping with TPG’s July 2025 valuations, Amex factors are price 2 cents every, barely lower than Chase Final Rewards and Bilt Rewards factors.
Out of the highest bank card issuers, Amex has by far essentially the most intensive switch companion record, with 18 airways and three lodge chains. And people switch companions can assist make your factors go a good distance towards various glorious redemptions.
TPG bank cards author Chris Nelson has listed the Amex Gold as the cardboard he cannot stay with out.
“As somebody who’s a foodie, I am at all times eating out, and people few occasions after I do resolve to cook dinner, I can rack up fairly a invoice at U.S. supermarkets. The 4 factors per greenback I earn in these classes is a should for me and simply cannot be overwhelmed. I earn ultra-valuable factors that I can use to assist me ebook long-haul worldwide business-class flights, particularly with companions like Avianca LifeMiles and Air Canada Aeroplan.”
And whereas the Amex Presents program is not particular to simply Membership Rewards playing cards, I might be remiss to not point out how a lot worth Amex Presents can add to this system. I look by the provides out there on my card weekly, and there is virtually at all times one thing new that I add to my account — further factors on lodge stays, money again on a meals order or one thing else.
All in all, the Amex Membership Rewards program is a good asset to have at your fingertips with the Amex Gold Card.
Associated: Redeeming American Categorical Membership Rewards for max worth
Bonus: It is one of many prettiest playing cards in the marketplace
We won’t talk about why the Amex Gold is a workers favourite with out mentioning the cardboard’s smooth design.
Palms down, it is the prettiest card in my pockets (and, I might argue, in anybody’s pockets).
In fact, you’ll be able to’t choose a card purely on how effectively it matches your aesthetic. However while you think about all the different causes the Amex Gold is a superb card, the truth that it does have such a beautiful design actually would not damage.
Backside line
All in all, you’ll be able to’t go flawed with the Amex Gold. It is an important card for vacationers who would somewhat earn factors on non-travel bills to allow them to redeem for his or her dream journeys as an alternative.
You are getting strong advantages, credit and reward incomes charges that offset a number of the annual price. Plus, the welcome bonus on this card is aggressive when in comparison with prime journey playing cards in the marketplace. That is one in all many causes so many bank card execs are obsessive about having it of their wallets.
To study extra, learn our full assessment of the Amex Gold Card.
Apply right here: American Categorical Gold Card Discover out your provide and see if you’re eligible for as excessive as 100,000 Membership Rewards factors after spending $6,000 on purchases throughout the first six months of card membership. Welcome provides fluctuate and also you might not be eligible for a suggestion.
For charges and costs of the Amex Gold Card, please click on right here.
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