100,000 factors and stable perks: Marriott Bonvoy Boundless bank card evaluate

Marriott Bonvoy Boundless Credit score Card overview

Even when you aren’t a Marriott loyalist, it could be price contemplating the Marriott Bonvoy Boundless Credit score Card with its welcome provide of 100,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening. Card Score*: ⭐⭐⭐⭐

*Card Score relies on the opinion of TPG’s editors and isn’t influenced by the cardboard issuer.

Marriott provides a various bank card portfolio issued by each Chase and American Categorical. Nonetheless, the Marriott Bonvoy Boundless Credit score Card from Chase is the one entry-level, mid-market private Marriott Bonvoy card out there to new candidates.

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The Bonvoy Boundless card is at the moment providing a welcome bonus of 100,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening. This is not the best provide we have seen, but it surely’s sufficient factors to place towards a number of free lodge nights, with redemptions beginning as little as 5,000 factors per night time for off-peak dates. Nonetheless, the welcome provide isn’t the one purpose to contemplate the Bonvoy Boundless card, which can also be nice for its ongoing advantages.

Let’s take a better take a look at whether or not the Marriott Bonvoy Boundless deserves a spot in your pockets.

Software hyperlink: Marriott Bonvoy Boundless Credit score Card with a welcome provide of 100,000 bonus factors after you spend $3,000 on purchases in your first three months from account opening.

Who is that this card for?

Al Maha, a Luxurious Assortment Desert Resort and Spa close to Dubai. ETHAN STEINBERG/THE POINTS GUY

Though the present provide on the Bonvoy Boundless card is engaging, Chase’s 5/24 rule means the issuer possible gained’t approve you for the cardboard when you’ve opened 5 or extra bank cards throughout all issuers within the final 24 months.

Meaning you’re probably selecting the Bonvoy Boundless over one other Chase card when you plan to use for a number of rewards playing cards per 12 months. Subsequently, it’s best to have a method for a way you’re going to make use of this particular card and its welcome provide earlier than you apply.

When you’ve got Marriott Bonvoy Platinum Elite or greater standing, although, this bonus can get you rather more worth than its factors’ price alone. In spite of everything, as a high-level elite, you may be capable of leverage perks resembling suite upgrades and free breakfast to maximise your stays much more.

Lastly, this card can be a wonderful addition to your pockets for functions past lodge stays since you may switch Marriott factors to worthwhile airline companions resembling Korean Air, Alaska Airways and Japan Airways.

Associated: What credit score rating do it’s essential get the Marriott Bonvoy Boundless bank card?

Welcome provide: Estimated $840 worth


Now, let’s take into account probably the most thrilling a part of any new bank card: the welcome provide.

Proper now, new candidates will earn 100,000 factors after spending $3,000 within the first three months from account opening. Based mostly on TPG’s valuation of Marriott factors at 0.84 cents every, this bonus is price as much as $840 — a stable approach to kick-start any trip.

Learn extra: What impact did Marriott’s adjustments actually have on the worth of Bonvoy factors?

Fundamental advantages and perks

the Westin Langkawi Resort & Spa off the coast of Malaysia. KATIE GENTER/THE POINTS GUY

The Bonvoy Boundless comes with a $95 annual price, but it surely needs to be straightforward to get a number of hundred {dollars}’ in worth out of the cardboard’s perks yearly. Listed here are the foremost perks to contemplate.

Anniversary free night time award

Every year on account renewal, you’ll obtain a reward night time certificates price as much as 35,000 factors an evening. You may as well prime off your certificates with as much as 15,000 further factors, making it probably price 50,000 factors.

TPG’s valuations peg the worth of 35,000 Marriott factors at $294, almost thrice the $95 annual price. But it surely’s attainable to get much more worth when you’re selective about redeeming your reward night time.

The Sheraton Steamboat in Colorado. SUMMER HULL/THE POINTS GUY

Even when you redeem your reward night time certificates for a decrease worth, you shouldn’t have any bother recouping your complete annual price from this perk alone. For instance, you would redeem a 35,000-point reward night time certificates for an evening on the Westin Savannah in Georgia (round $200 per night time). With this one profit, you would cowl the cardboard’s annual price and get greater than $100 in extra worth from the reward night time certificates as well.

Word that you will have to be strategic along with your redemptions with Marriott’s shift to dynamic pricing leading to elevated charges and making some nights value greater than others.

Associated: Six nice makes use of of Marriott 35,000-point reward night time certificates

Computerized Silver Elite standing

Silver Elite standing with Marriott gained’t get you posh penthouse suites, but it surely’s higher than nothing. Silver Elite members get a ten% factors bonus on stays, late checkout and free Wi-Fi.

The Bonvoy Boundless additionally provides a path to Gold Elite standing by spending $35,000 on purchases every calendar 12 months. Nonetheless, you’ll often be higher off incomes greater standing organically by way of the Boundless’ 15 elite night time credit score in addition to some stays booked straight with Marriott. If you need a card that gives complimentary Gold Elite standing with Marriott, take into account The Platinum Card® from American Categorical, or The Enterprise Platinum Card® from American Categorical (enrollment required).

As of earlier this 12 months, you’ll additionally get one elite night time credit score towards standing for each $5,000 you spend on purchases with the Bonvoy Boundless, so this may very well be one other pathway towards greater standing.

15 elite night time credit yearly

Renaissance New York Chelsea in New York Metropolis. SCOTT MAYEROWITZ/THE POINTS GUY

Many Bonvoy bank cards share this profit. However, this perk may be immensely worthwhile when you’re aiming for a better tier of standing with Marriott Bonvoy.

You may get one set of elite night time credit from a Marriott private card and yet one more set of elite night time credit from a Marriott enterprise card. So, with the Bonvoy Boundless alone, you’d solely want to remain 35 nights (as an alternative of fifty) to earn Platinum Elite standing. However, when you’ve got the Bonvoy Boundless and a Marriott enterprise card just like the Marriott Bonvoy Enterprise® American Categorical® Card, you will get 30 elite night time credit every year simply from bank cards.

Associated: Does it make sense to carry a number of Marriott Bonvoy bank cards?

Different perks

Collectively, the above advantages characterize a number of hundred {dollars} in worth every year and simply outpace the $95 annual price. However, the cardboard additionally provides a number of different perks:

  • Baggage delay insurance coverage: If a passenger provider delays your baggage for over six hours, Chase might reimburse you for important purchases as much as $100 a day for 5 days.
  • Misplaced baggage reimbursement: If a passenger provider damages or loses your checked or carry-on baggage, Chase might reimburse you as much as $3,000 per passenger.
  • Journey delay reimbursement: If you’re delayed by greater than 12 hours or required to remain in a single day when touring by a standard provider, Chase might reimburse you for choose, in any other case unreimbursed bills as much as $500 per ticket.
  • Buy safety: Chase covers most new purchases for 120 days towards harm or theft, as much as $500 per declare (capped at $50,000 per account).
  • No overseas transaction charges.

Associated: Listed here are your odds of your bag being delayed or misplaced

The right way to earn factors

A room on the JW Marriott Cancun Resort & Spa in Mexico. ZACH GRIFF/THE POINTS GUY

The Marriott Bonvoy Boundless card earns factors on the following charges:

  • 6 factors per greenback on eligible purchases at accommodations taking part within the Marriott Bonvoy program.
  • 3 factors per greenback on the primary $6,000 spent in mixed purchases every year on grocery shops, gasoline stations and eating.
  • 2 factors per greenback on all different purchases.

Based mostly on TPG’s valuations, these charges equate to a 4.8% return on Marriott purchases and 1.6% in all places else.

On paper, you are able to do higher utilizing the Chase Sapphire Reserve for Marriott stays. In spite of everything, the Chase Sapphire Reserve earns 3 Final Rewards factors per greenback (for a 6% return primarily based on TPG’s valuations) on journey purchases, together with accommodations.

However, you must take into account the worth you will get out of your Marriott factors. Platinum and Titanium Elites get a a lot better return on their award redemptions because of a fantastic set of elite advantages. So when you’ve got a better tier of standing, you may wish to pay for frequent Marriott stays with a Bonvoy bank card to earn 6 factors per greenback as an alternative of incomes one other kind of reward factors.

Associated: 17 methods to earn a number of Marriott Bonvoy factors

The right way to redeem factors

The Ritz-Carlton, Fari Islands, Maldives. CHRIS DONG/THE POINTS GUY

After all, the obvious approach to redeem Marriott Bonvoy factors is for stays at accommodations. However on the subject of maximizing your Marriott redemptions, there are a number of methods to remember. First, you’ll wish to benefit from a fifth night time free on award stays every time attainable. The fifth-night profit is a straightforward approach to rise up to a 20% low cost in your redemption and stretch your factors even additional.

Don’t overlook that Marriott additionally has 40-plus airline switch companions, together with some fascinating frequent-flyer applications with in any other case hard-to-earn miles.

Factors switch to most airways at a 3:1 ratio with 5,000-mile bonuses for each 60,000 Marriott factors transferred. So, transferring 60,000 Marriott factors to Alaska Airways, for instance, would web you 25,000 miles. Nonetheless, observe that the majority transfers take a minimum of a number of days, so if award availability is scarce, the ticket you wish to ebook could also be gone by the point the switch completes.

Alaska Airways, Korean Air and Japan Airways are three glorious examples of extremely versatile and worthwhile miles which can be laborious to earn in different methods. So, for example, you would convert 195,000 Marriott factors to 80,000 Korean Air SkyPass miles and ebook a first-class seat within the nostril of Korean Air’s Boeing 747-8 one-way between the U.S. and South Korea.


Associated: The right way to redeem factors with the Marriott Bonvoy program

Which playing cards compete with the Marriott Bonvoy Boundless?

The first lesson you be taught when constructing a bank card technique is how sacred your 5/24 slots with Chase are.

So, when you don’t have one already, it’s best to strongly take into account the Chase Sapphire Most popular Card first. You’ll pay the identical $95 annual price because the Bonvoy Boundless and also you’ll get a worthwhile sign-up bonus of 60,000 Final Rewards factors after spending $4,000 on purchases within the first three months from account opening.

TPG values this bonus at $1,200 because of its immense flexibility. You’ll be able to switch these factors to any of Chase’s three accommodations and 11 airline switch companions, together with Marriott Bonvoy. And, you’ll proceed to rack up factors at a quick clip with 2 factors per greenback on journey and three factors per greenback on eating and on on-line grocery purchases (excluding Goal, Walmart and wholesale golf equipment) plus choose streaming companies.


Even when you determine so as to add a Marriott Bonvoy card to your pockets, the Boundless Card won’t all the time be the best choice.

The Marriott Bonvoy Good American Categorical Card carries a $650 annual price (see charges and charges), however it may possibly rapidly pay for itself. The cardboard just lately added an as much as $25 month-to-month eating assertion credit score (equating as much as a complete worth of $300 per 12 months). This new eating credit score changed the $300 annual assertion credit score to be used at accommodations taking part within the Marriott Bonvoy program.

Along with the eating credit score, the Bonvoy Good launched a number of different new advantages, together with an annual reward night time legitimate at accommodations taking part within the Marriott Bonvoy program costing as much as 85,000 factors an evening, complimentary Platinum elite standing and 25 elite night time credit per 12 months

Additionally needless to say the present welcome provide on the Good is 150,000 Marriott Bonvoy bonus factors after you make $5,000 in eligible purchases throughout the first three months of card membership (ends Jan. 11, 2023).

Lastly, there are two brand-new playing cards: the Marriott Bonvoy Bevy™ American Categorical® Card and the Marriott Bonvoy Bountiful Card from Chase, each providing a welcome bonus of 125,000 Marriott Bonvoy factors after you spend $4,000 in eligible purchases on the cardboard within the first three months.

These playing cards have the identical incomes construction, together with 6 factors per greenback at Marriott Bonvoy accommodations, 4 factors per greenback at eating places worldwide and U.S. supermarkets (as much as $15,000 per 12 months, then 2 factors thereafter) and a couple of factors per greenback on all different purchases. Each playing cards carry a $250 annual price (see charges and charges for the Bevy), making them a pleasant mid-range choice for Marriott loyalists.

The data for the Marriott Bonvoy Bountiful Card has been collected independently by The Factors Man. The cardboard particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Associated: Marriott Bonvoy Boundless vs. Bonvoy Good: Which card is best for you?

Backside line

The Marriott Bonvoy Boundless Credit score Card is in an fascinating spot. Considered one of two entry-level shopper bank cards within the Bonvoy program (the no-annual-fee Marriott Bonvoy Daring Credit score Card is the opposite), the Boundless is the logical first selection for a lot of Marriott vacationers. However strict bonus restrictions and fierce competitors from different Chase playing cards imply it’s best to suppose laborious earlier than making use of.

Nonetheless, when you’ve already constructed out your Chase trifecta and confirmed that you’re eligible for this bonus, the Bonvoy Boundless may be a wonderful addition to a pockets. You shouldn’t have any bother getting $200-$300 of worth out of your anniversary reward night time certificates alone, which is a reasonably nice return on the $95 funding of the cardboard’s annual price.

Plus, the present welcome provide is a good way to spice up your Marriott stability.

Official utility hyperlink: Marriott Bonvoy Boundless Credit score Card with a welcome bonus of 100,000 bonus factors after spending $3,000 on purchases in your first three months from account opening.

For charges and charges of the Marriott Bonvoy Good Amex, click on right here.

For charges and charges of the Marriott Bonvoy Bevy Amex, click on right here.

Extra reporting by Ryan Wilcox, Stella Shon, Chris Dong and Christina Ly.

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